If you have a pet, you want to give them the best possible care. As a boarding and San Diego dog training facility, we know numerous pet parents who have pet insurance for their dogs. Being that pet insurance is growing in popularity and in demand, we thought it would be helpful to provide pet owners with helpful guidelines. Here are three things to consider before investing in pet insurance.
1. Understand What Pet Insurance Covers (and What It Doesn’t)
The specific areas your pet insurance will cover depend on the policy you choose. To get comprehensive protection for your pet, look for a policy that covers more than just accidents. Basic policies are accident-based, but if your pet gets sick or has a congenital condition, you won’t have any coverage for those things.
Stronger policies cover other areas, such as routine wellness, behavioral issues, hereditary conditions, and alternative therapies. There aren’t any policies that cover pre-existing conditions, so being sure what kind of protection you’re really buying is vital. If your pet’s breed is prone to a particular problem, for example, be sure you’re getting a policy that will cover that issue.
2. Look Into the Cost of Different Plans From Trusted Providers
Of course, it’s not just about the coverage you get from the policy. It’s also about the cost. Where you live, your pet’s breed, and how much coverage you’re getting all factor into the price of the policy. Additionally, different insurers have different price points, so you might find that a policy costs less from one company when compared with another, even if they offer the same protection and limits.
3. Take a Look Through All the Terms and Conditions
Don’t purchase pet insurance before you look through the terms and conditions on the policy. It might seem like just one of those things that every policy has, with standard information no one reads, but it can contain important details. The annual limit for coverage, the amount of your deductible, the waiting period for any covered conditions, and other details are all in there.
In short, pet insurance can be a great choice in some cases, and not as valuable in others. Only you can decide if it’s the right option for you. By doing your research, you can make an informed decision about coverage.
Performance K9 Training is a boutique dog training and boarding facility located in a country oasis. Our comprehensive training program helps pet parents achieve the perfect pet relationship. Contact us today to learn more about our services!